Real-time prices · LTV 200%
Borrow up to
200% of collateral
Your BTC, ETH, XAUT, XRP, USDT, SOL, and BNB are valued at real-time market rates. Base rate 5% APR, transparent operations.
Crypto Collateral Loan
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Product Overview
Explore our crypto collateral loan products.
LTV 200% Loan
Borrow up to 200% of your collateral value. Real-time prices from major exchanges.
Fast Processing
Apply right after sign up. Funds disbursed quickly after collateral verification.
Secure Custody
Collateral held in cold storage. No forced liquidation—full return at maturity.
Flexible Payout
Receive USDT or USDC. Prices in USD (CoinGecko spot, USD).
Interest Rates
Transparent and competitive rates.
| Type | Rate | Note |
|---|---|---|
| Base rate | 5% APR | Bullet repayment |
| First loan | 50% interest discount | On first collateral loan |
| Large collateral | 1% rate discount | Collateral value ≥ $75,000 USD |
| Extension | 14 days before maturity | Extension available |
| Overdue interest | 0.1% per day | If past due |
| Auto liquidation | 30+ days overdue | Automatic sale of collateral |
How to Apply
Get your loan in 4 simple steps.
Sign Up
Quick registration
Apply
Select coin, amount, and term
Deposit Collateral
Transfer to provided address
Receive Funds
USDT or USDC after verification
Supported Coins
7 coins accepted as collateral. USD pricing (CoinGecko via API proxy).
Bitcoin
Leading cryptocurrency
Ethereum
Smart contract platform
Tether Gold
Gold-backed token
Ripple
Global payment network
USDT
Tether stablecoin
Solana
Solana network
BNB
Binance Smart Chain
Loan Calculator
Estimates in USD. Spot prices follow CoinGecko (via API proxy), with optional CoinMarketCap fallback.
- Collateral Value
- -
- Loan Limit (LTV 200%)
- -
- Monthly Interest (5% APR)
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FAQ
What is LTV 200%?
LTV (Loan to Value) is the loan-to-collateral ratio. 200% means you can borrow up to 2x the USD value of your collateral. For example, with $10,000 of BTC, you can borrow up to $20,000.
How is interest calculated?
Base rate is 5% APR. First-time borrowers get 50% interest discount. Collateral value ≥ $75,000 USD gets an additional 1% discount.
Is there a deposit time limit?
You must transfer collateral to the provided address within 20 minutes of applying. After 20 minutes, the application is canceled and you must reapply.
How do I receive the loan?
Loans are paid in USDT or USDC only. Funds are sent after collateral verification.
How do I repay? Extension and overdue?
Bullet repayment: pay interest monthly and principal at maturity. Extend up to 14 days before maturity. Overdue interest 0.1% per day; collateral auto-sold after 30+ days overdue.
Is my collateral safe? Any forced liquidation?
Collateral is held in cold storage. No forced liquidation—repay in full at maturity to get your collateral back.